Fig 0.1
The file, built
Every document the bank will ask for, checked and in one place before anyone applies.
$25M+ placed for clients in the past three years
Bank funding, done for you.
We prepare, submit and negotiate for you. You sign where the bank requires.
No funding, no fee. Nothing upfront.
Example file
Example. Not a real client.
- Intro
- Docs
- Ready
- Submitted
- Meeting
- Funded
- Mon
You
Need a line of credit for a second location. Dental practice, 6 years.
AllClear
On it. Sending your document link now.
- Tue
- Documents received
AllClear
Got everything. Lien search is clean. Your file is lender-ready.
- Wed
- Submitted to 2 local banksUnder review
- Next Mon
AllClear
Bank meeting Thursday. We’ll be in the room with you.
- Thu
- Approved by the bank. Funded at closing.
- No funding, no fee.
Banks and lenders we’ve worked with
The paperwork is ours. We build the file, work the banks and keep you posted until it’s funded.
Fig 0.2
Banks, worked
Local banks first. We submit, follow up every week and answer every question the banker sends.
Fig 0.3
Everyone posted
Daily updates on WhatsApp or email. With your OK, your CPA sees each stage too.
One front door
Seven quick taps tell us what you need. One team takes the file from there, start to funded.
What we get funded
Business lines of credit
A bank line sized to your business. Draw on it when you need it.
Intro-APR business cards
Cards with an intro APR for a limited time, set by the card issuer. Then the regular rate applies. Issuer approval required.
Paying off daily payments
Refinance expensive daily or weekly payments into one bank loan, if the bank approves.
Term loans
A fixed loan for a bigger move: a location, equipment, a buyout.
Docs to application
Upload once. We check every page, clear what would stall the bank and fill in each application. You sign where the bank requires.
How it works
Tell us what you need.
Seven quick taps. About two minutes.
We review your file in 48 hours.
Liens, filings and every document the bank will ask for.
We submit and follow up.
Local banks first. We chase every week. You get daily updates.
You sign. We’re in the room.
You sign where the bank requires, and we go to the bank meeting with you.
Banks, worked weekly
Local banks first. We follow up every week until there’s an answer, and you hear from us every day.
Our record
- $25M+
- placed for clients in the past three years
- 48 hours
- to review every file
- Weekly
- lender follow-up until there’s an answer
- Daily
- updates on WhatsApp or email
Partners see every step
With your OK, your CPA or attorney sees where your file stands. Never amounts, terms or credit details.
For professionals
CPA, attorney or advisor? The same done-for-you service for every client you hold. See the partner program
Paid only if funded
Do it yourself, or have it done. Both start free. You pay us only if we do the work and you’re funded.
Self-serveFree
We charge you nothing. The AllClear Lending tool shows which lender programs may fit. You apply on your own.
Elite
Done for you
No funding, no fee.
Nothing upfront. You pay only if you’re funded.Our fee is set in your written agreement before we start and is separate from the lender’s own interest, fees and closing costs.
Strategy call and roadmap
A bank-by-bank plan, in the order that fits your file
You avoid: Random applications and wasted weeks
Document package
Every document the bank asks for, ready on day one
You avoid: Weeks of back-and-forth
Applications and follow-up
You sign. We do every form, portal and submission, and chase until there’s an answer
You avoid: Files dying in a banker’s inbox
Bank meeting
An experienced advisor beside you in the room
You avoid: Being caught off guard
See everything included
Credit review
The lender runs a soft pull, with no impact on your score. We review the results with you
You avoid: Surprise declines
Fundability check
Your filings, EIN and listings match before a bank looks
You avoid: A decline over a lapsed filing or a wrong address
UCC and lien search
We check for what stalls underwriting before the bank does
You avoid: Weeks stuck in underwriting
Financial summaries
A P&L and balance sheet summary for your lender package (not audited or reviewed by a CPA)
You avoid: Being sent back for missing financials
Lender matching, local banks first
Banks that fit your profile and want your kind of business
You avoid: Expensive online lenders and daily-payment debt
Business credit plan, when it fits
A business credit file of its own
You avoid: Carrying every business dollar on your personal credit
Daily updates
Know where your funding stands every day, without a call
You avoid: Chasing anyone for news
Your CPA’s view
With your OK, your CPA or attorney sees every stage
You avoid: Repeating yourself to everyone
After funding (Elite only)
Intro-APR expiry reminders, limit-increase timing, your next round on the calendar
You avoid: Surprise rate jumps and missed chances
Straight answers.
- What does it cost?
- Nothing unless you’re funded. Your fee is set in your written agreement before we start.
- Will this hurt my credit?
- AllClear never pulls your credit. The lender runs a soft pull, with no impact on your score, and we review the results with you.
- Are you a lender?
- No. We work for you, with the banks. Lenders make every credit decision.
- How much of my time does it take?
- A short call, your documents once, and your signature where the bank requires.
Be a statistic or be funded.
Funding subject to lender approval.
Most applications stall in a banker’s inbox. Ours get followed up every week.